Author(s)

Dong Liu ¹

Affiliation(s)

¹ Shanghai Youzuo Industrial Co., Ltd., Shanghai, 201400, China

Corresponding Author

Dong Liu

ABSTRACT

By systematically analyzing the current situation and causes of credit risks in small and medium-sized enterprises, management strategies are proposed from four dimensions: the construction of a multidimensional credit risk identification system, the optimization of supply chain oriented credit evaluation models, the innovation of risk control methods involving multiple parties, and the cultivation of credit awareness in small and medium-sized enterprises; Meanwhile, exploration of avenues explore avenues for revenue generation from four aspects: reducing financing costs, improving capital utilization efficiency, expanding business opportunities, and optimizing operational management. The research aims to provide a credit risk management framework and profit optimization plan that can be used as a reference for participants in supply chain finance, and promote the healthy development of the supply chain finance ecosystem.

KEYWORDS

Supply Chain Finance; Small and Medium-Sized Enterprises; Credit Risk Management; Revenue Increase

CITE THIS PAPER

Dong Liu, Credit Risk Management Strategies and Optimization of Revenue Enhancement Paths for Small and Medium-Sized Enterprises in the Context of Supply Chain Finance. Financial Engineering and Risk Management (2025) Vol. 8: 171-177. DOI: http://dx.doi.org/10.23977/ferm.2025.080220.

REFERENCES

[1] Sun K , Ooi K B , Tan W H ,et al.Small and medium-sized enterprises' path to sustainable supply chains: exploring the role of supply chain finance and risk management[J].Supply Chain Management: An International Journal, 2025, 30(1).DOI:10.1108/SCM-08-2023-0437.
[2] Liu Y , Lin Y .ANALYSIS OF THE IMPACT OF SUPPLY CHAIN FINANCE ON THE FINANCING CONSTRAINTS OF SMALL AND MEDIUM-SIZED ENTERPRISES IN CHINA[J].ICIC Express Letters, 2025, 19(6).DOI:10.24507/icicel. 19.06.705.
[3] Dang C , Wang F , Yang Z ,et al.Retraction Note: Evaluating and forecasting the risks of small to medium-sized enterprises in the supply chain finance market using blockchain technology and deep learning model[J].Operations Management Research, 2024.DOI:10.1007/s12063-024-00455-7.
[4] Saad N A , Kac S M , Elgazzar S .Linking Supply Chain Management Practices of Micro, Small, and Medium-Sized Enterprises to Customer Relationship Management Objectives: A Proposed Framework[J].Business Perspectives & Research, 2025, 13(1).DOI:10.1177/22785337221148891.

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