Author(s)

Jinjuan Hu ¹

Affiliation(s)

¹ School of Business, Shunde Polytechnic, Foshan, China

Corresponding Author

Jinjuan Hu

ABSTRACT

As an important part of digital technology, intelligent Internet of Things has the characteristics of ubiquitous perception, efficient transmission and automatic operation, which can inject innovation vitality into financial services and provide innovation tools. Intelligent Internet of Things technology realizes the collection of all kinds of production and asset data, promotes the transparency of industrial chain operation, breaks through the time and space constraints of small and micro enterprises financing, enriches the supply of financial products, and makes credit investigation evidence to rely on. The application prospect of Internet of Things technology is broad. In the future, we should strengthen the formulation of Internet of Things technology standards, promote the integrated development of technology, strengthen risk prevention and control, and promote the application of Internet of Things technology in the field of small and micro enterprise financing.

KEYWORDS

Internet of Things technology, Small and medium-sized enterprises, Financing

CITE THIS PAPER

Jinjuan Hu, The Effect of Internet of Things Technology on Financing of Small and Micro Enterprises. Financial Engineering and Risk Management (2024) Vol. 7: 43-48. DOI: http://dx.doi.org/10.23977/ferm.2024.070406.

REFERENCES

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[3] Zhao Xiaofei, Sun Lixin, HAN Yibo. Stage characteristics of the development of Internet of Things finance [J]. China Finance, 2023, (17): 76-77.
[4] Lu M F. Research on the development path of small and micro science and technology innovation enterprises empowered by digital science and technology finance [J]. Friends of Accounting, 2023, (14): 35-44.
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